• Household Budgets and Financial Planning
  • When To Not Use Your Debit Card

    Most times we don't give a second thought to using a debit card for our purchases, but we should.  Hackers are lurking at three very common ...

    How To Make A Budget

    Budgeting is like a roadmap of your spending and saving. Creating a budget may seem complicated, but it doesn’t have to be. With a little bi...

    The Basics of Your Emergency Fund

    Every financial expert will tell you that no matter your age or your income, you need some level of emergency fund. Learn how to get started...

    Buying vs. Leasing a Car: What Makes the Best Sense for You?

    Experian reports that in 2017, nearly 84 percent of new car transactions were either financed or leased. There are pros and cons to various financing options and those should be weighed with your priorities and financial goals before you decide whether you want to buy or lease a car.

    How Much Life Insurance Do I Need?

    This article points out key questions to consider when trying to determine how much life insurance you need and provides a needs analysis ca...

    Financial Checklist for 30-Somethings

    If you're in your 30s, there are some financial priorities that can help you get a head start on your future. Here's our suggested checklist...

    How Can I Determine How Much Term Life Insurance I Need?

    When purchasing term life insurance, key considerations are how much do I need and how many years into the future will my income need to be replaced? This article addresses these questions and more.

  • All Learning Center articles are general summaries that can be used when considering your financial future at various life stages. The information presented is for educational purposes and meant to supplement other information specific to your situation. It is not intended as investment advice and does not necessarily represent the opinion of Protective Life or its subsidiaries.
    Neither Protective Life nor its representatives offer legal or tax advice. We encourage you to consult with your financial adviser and legal or tax adviser regarding your individual situations before making investment, social security, retirement planning, and tax‐related decisions. For information about Protective Life and its products and services, visit www.protective.com.

  • Manage your money, so it doesn’t manage you.
    Life is full of surprises. But when it comes to your money, there are a lot of things you can plan for that will help you avoid problems down the road. Whether you’re trying to decide about buying or leasing a car, or you’re trying to help your children learn how to save, the decisions you make now could have a lasting impact. So it just makes sense to educate yourself on the pros and cons so that you can make a better decision up front. That’s the goal of our money management section.
    Everything we do at Protective is designed to help you protect your financial tomorrow so that you can enjoy today and rest easy knowing that you have a plan should something unexpected happen. From selling life insurance and annuities to providing basic money management information, we want to tear down the barriers that keep you from protecting your future and the future of those you love.
    Let us hear from you.
    You’ll find us on and on Twitter (@protectivelife), and we’d love to hear from you. If you found this money management information helpful, please let us know. If not, we hope you’ll share your ideas on what we could do to make our planning and education information more useful. Tell us what topics you’d like us to address. And be sure to check back often because we add new articles and videos on a regular basis.