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Whole life insurance is a type of permanent life insurance that offers long-term benefits, cash value and a fixed interest rate.
For more information on life insurance options, give us a call at 1-844-733-5433 and talk with a Protective Life Agent, or get a free online quote for the Protective® Classic Choice Term life policy right now.
Whole life insurance offers permanent protection and builds cash value at a set rate. And as long as you pay required premiums on time, your benefits are guaranteed.
Whole life insurance offers the benefit of permanent protection as long as you maintain payments on time. And while payments may be higher than term life, whole life earns cash value at a set, fixed rate.
Whole life insurance policies also offer the ability for you to access your cash value through loans for future needs. But be aware that any loan will reduce the cash value and death benefit of the policy.
Give us a call and we’ll be happy to help you evaluate what type of policy might be right for you. For some types of insurance, we can give you a free online quote. Or call us and we’ll walk you through your options.
There are a few simple questions that can help you determine if a whole life insurance policy will meet your needs:
If you answered yes to any of these questions, then a whole life insurance policy may meet your needs for locking in permanent coverage and benefits for the future.
**Policy premiums must be made in order for policy to remain active.
What is Whole Life Insurance?
Whole vs. Universal Life Insurance
How does Whole Life work?
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We recognize that everyone has different financial needs. At Protective we offer a variety of life insurance policies from which to choose.
For more information on life insurance policy options, give us a call at 1-844-733-5433 and speak with a Protective Life Agent.
“Hello, I have talked too the staff in Birmingham, AL at Protective Life for my quarterly payments. They have been most helpful to me explaining my policy. Now, I have a better understanding. I can budget my monies. Thank-you for helping me with all my questions again. Sincerely yours, BL”
“I bought my policy few months ago & the process was much smoother then I could've imagined. It's also very affordable. I feel secure with my policy and with the service I received. I have no regrets in purchasing and keeping my policy. Thank you Protective Life!”
“I shopped for a while before purchasing my policy. I now own 3 additional policies. I like the value. The process was easy.”
Protective® Classic Choice Term (ICC16-TL21 / TL-21) is a term life insurance policy issued by Protective Life Insurance Company, Birmingham AL. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.