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Whole life insurance is a type of permanent life insurance that offers long-term benefits, cash value and a fixed interest rate.
Whole life insurance offers permanent protection and builds cash value at a set rate. And as long as you pay required premiums on time, your benefits are guaranteed.
Whole life insurance offers the benefit of permanent protection as long as you maintain payments on time. And while payments may be higher than term life, whole life earns cash value at a set, fixed rate.
Whole life insurance policies also offer the ability for you to access your cash value through loans for future needs. But be aware that any loan will reduce the cash value and death benefit of the policy.
Give us a call and we’ll be happy to help you evaluate what type of policy might be right for you. For some types of insurance, we can give you a free online quote. Or call us and we’ll walk you through your options.
There are a few simple questions that can help you determine if a whole life insurance policy will meet your needs:
If you answered yes to any of these questions, then a whole life insurance policy may meet your needs for locking in permanent coverage and benefits for the future.
**Policy premiums must be made in order for policy to remain active.
What is Whole Life Insurance?
Whole vs. Universal Life Insurance
How does Whole Life work?
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We recognize that everyone has different financial needs. At Protective we offer a variety of life insurance policies from which to choose.
For more information on life insurance policy options, give us a call at 1-844-733-5433 and speak with a Protective Life Agent.
All payments and all guarantees are subject to the claims-paying ability of Protective Life Insurance Company. The tax treatment of life insurance is subject to change. Neither Protective Life nor its representatives offer legal or tax advice. Please consult with your legal or tax adviser regarding your individual situation before making any tax-related decisions.