• Life insurance is about protection

  • Life insurance can help provide financial protection for your beneficiaries – for both personal and business needs.

  • Green Quote Icon

    For more information on life insurance options, give us a call at 1-844-733-5433 and talk with a Protective Life Agent, or get a free online quote for the Protective® Classic Choice Term life policy right now.

  • Protect your family with a life insurance policy

    Life insurance from Protective can help provide financial security for your loved ones when they may need it most.

  • Common uses for life insurance:

  • Income Replacement

    Income Replacement

    • Continue to pay the mortgage
    • Cover outstanding debt
    • Maintain your family's lifestyle
  • Children's Education

    Children's Education

    • Ensure children don’t have to struggle to afford attending college
  • Business Preservation

    Business Preservation

    • Keep a business in the family
    • Replace income for family members who depend on business
    • Allow a partner to buyout the business
  • Term or Permanent Life Insurance?

    You may have heard of term or permanent* life insurance but weren’t sure how they differ. Here’s a quick look.

  • Term Life Insurance

    • Covers for a select period of time
    • Offers a death benefit with no cash value
    • Often one of the most affordable types of life insurance
    • Appeals to families whose debt and future income needs are larger than their savings
    • Learn more about Term Life
  • An overview of the different types of permanent life insurance

    Within the permanent insurance category, there are two main types: whole life and universal life

  • We’ll help you choose the right policy for you

    Try our Find a Policy tool or review the chart below to get started.

    Term Life Insurance
    Whole Life Insurance
    Universal Life Insurance
    Variable Universal Life Insurance
    Indexed Universal Life Insurance
    Short-term need
    Death benefit
    Lifetime coverage
    Fixed interest rate
    Cash value growth & access
    Flexible premiums
    Market participation
  • Interested in discussing a life insurance policy?

    Give us a call and we’ll be happy to help you evaluate what type of policy might be right for you. For some types of insurance, we can give you a free online quote. Or call us and we’ll walk you through your options

  • When do I need life insurance?

    Major life events affect your life insurance needs. You might consider layering policies to have more coverage at certain times - such as when you have children at home or when you’re starting a business.

  • Life Insurance Trigger Events to Consider

  • New Job

    New Job

    Employer-provided life insurance can't always go with you, but a personal policy will not be dependent upon your employment status.

  • Home Purchase

    Home Purchase

    Taking on a mortgage means you need to evaluate whether you have enough coverage to offset this new debt.

  • Marriage/Divorce

    Marriage/ Divorce

    From reviewing the amount of coverage to changing beneficiaries, marriage or divorce is a critical time to reevaluate your life insurance needs.

  • Baby


    More kids likely means you need more coverage. You'll want to plan for your child's future financial needs.

  • New Business

    New Business

    Covering a business owner can allow for a smooth transition if the worst happens.

  • Retirement


    You may find that life insurance becomes less about insuring your income and more about protecting assets as you near retirement.

  • For more information on life insurance options, give us a call at 1-844-733-5433 and talk with a Protective Life Agent, or get a free online quote for The Protective® Classic Choice term life policy right now.

  • The Learning Center can help you on your path to affordable coverage

  • Getting a life insurance quote with Protective Life is easy!

    1. Calculate needs
    2. Get quote
    3. Submit application
    4. Complete medical exam
    5. Application review and acceptance
  • Let's get a term life quote

    Not sure how much you need? Calculate coverage

    I am a born on I live in .
    My height is and my weight is .
    I have used Tobacco.
    I want the plan with the coverage of .
  • See why so many have chosen Protective