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Life insurance can help provide financial protection for your beneficiaries – for both personal and business needs.
For more information on life insurance options, give us a call at 1-844-733-5433 and talk with a Protective Life Agent, or get a free online quote for the Protective® Classic Choice Term life policy right now.
Life insurance from Protective can help provide financial security for your loved ones when they may need it most.
You may have heard of term or permanent* life insurance but weren’t sure how they differ. Here’s a quick look.
*As long as required premium payments are timely made.
**Withdrawals and loans will reduce the cash value and death benefit of the policy.
Within the permanent insurance category, there are two main types: whole life and universal life
Find a Policy tool or review the chart below to get started.
Give us a call and we’ll be happy to help you evaluate what type of policy might be right for you. For some types of insurance, we can give you a free online quote. Or call us and we’ll walk you through your options
Major life events affect your life insurance needs. You might consider layering policies to have more coverage at certain times - such as when you have children at home or when you’re starting a business.
Employer-provided life insurance can't always go with you, but a personal policy will not be dependent upon your employment status.
Taking on a mortgage means you need to evaluate whether you have enough coverage to offset this new debt.
From reviewing the amount of coverage to changing beneficiaries, marriage or divorce is a critical time to reevaluate your life insurance needs.
More kids likely means you need more coverage. You'll want to plan for your child's future financial needs.
Covering a business owner can allow for a smooth transition if the worst happens.
You may find that life insurance becomes less about insuring your income and more about protecting assets as you near retirement.
For more information on life insurance options, give us a call at 1-844-733-5433 and talk with a Protective Life Agent, or get a free online quote for The Protective® Classic Choice term life policy right now.
Life Insurance Basics
What is Life Insurance?
Why get Life Insurance?
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“Feel confident my son and his family will not be burdened with financial obligations when I pass on.”
“I purchased my polices over 16 years ago. I have been pleased with my product and the great customer service I have received from policy hol...”
“Haven't had to use this life insurance policy (thankfully). My agent shopped around for identical policies with highly-rated insurance carriers, and Protective Life was one of the lowest cost ones!”
Protective® Classic Choice Term (ICC16-TL21 / TL-21) is a term life insurance policy issued by Protective Life Insurance Company, Birmingham AL. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.
Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing. This and other information is contained in the prospectuses for the applicable variable universal life insurance policy and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800.265.1545.