Only need coverage for 10 to 30 years? Get a free quote today.
Start here >
Don't know what type of insurance you need?
Start here. Or call us at 1-844-733-5433.
Learn more >
Want affordable coverage for your child?
Get a free quote today
Universal life insurance is a type of permanent life insurance policy that offers financial protection for the people you love and the potential to earn cash value over time.
For more information on universal life insurance policy options, call us at 1-844-733-5433. You can also get a free quote online for Protective Custom Choice UL.
A universal life insurance policy from Protective provides coverage for a lifetime and typically offers the potential for cash value growth. Find out how a universal life policy from Protective can benefit you.
It’s the flexibility of universal life insurance that attracts many people to this type of policy.
Universal life insurance provides flexibility in your premium payments, flexibility in the use of any cash value within the policy, and ultimately, flexibility in the death benefit.
*Permanent coverage continues as long as required premium payments are made on time.
**Withdrawals and loans will reduce the cash value and death benefit of the policy.
If your answer to these questions is “yes,” then you might want to consider a universal life policy. But universal life insurance comes in a variety of types. Below is a quick overview of the different types of universal life insurance.
*Loans and withdrawals will reduce the cash value and death benefit of the policy.
What is Universal Life Insurance?
Flexibility of a Universal Life Policy
Whole vs. Universal Life Insurance
Not sure what you need? Our policy finder can help in 3 easy steps.
Life Insurance Policy Finder
Take a minute and we'll help you calculate your insurance needs.
Life Insurance Calculator
For more information on universal life insurance policy options, call us at 1-844-733-5433.
All payments and all guarantees are subject to the claims-paying ability of Protective Life Insurance Company. The tax treatment of life insurance is subject to change. Neither Protective Life nor its representatives offer legal or tax advice. Please consult with your legal or tax adviser regarding your individual situation before making any tax-related decisions.
Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing. This and other information is contained in the prospectuses for the applicable variable universal life insurance policy and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800.265.1545.
An indexed universal life insurance policy is not an investment in an index, is not a security or stock market investment, and does not participate in any stock or equity investments. Subject to caps and floors.