Important facts about life insurance
Life insurance proceeds
There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.
The life insurance application process
This article discusses the four steps of Protective's life insurance application process, from filling out the application online to the underwriting review.
Using your life insurance benefits while still alive
Many life insurance policies offer options allowing you to access benefits while living with conditions such as a terminal illness.
What to know about guaranteed insurability
Should I consider a guaranteed insurability rider on my life insurance policy?
What you need to know about insurable interest
In order to purchase a life insurance policy on another person, a beneficiary-owner (a person, trust, or business) has to prove an insurable interest or financial dependency in the insured person.
What you need to know before terminating or replacing your life insurance policies
There are a few important things you should consider before terminating or replacing your life insurance policy. Temporarily saving money may not be in your best interest in the long run.